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nh postal credit union
The financial home to NH postal employees
and
ALL their family members
nhpcu branch
Rates
 
Savings and Checking Account Rates
Month
Savings
Checking
August 2017   0.05% APY   0.05% APY
Guaranteed Investment Savings Rates
Quarter
Account Balance*
APY
Q3 2017 $2,500-9,999 0.10%
$10,000-24,999 0.15%
$25,000-49,999 0.20%
$50,000+ 0.25%
*Balances less than $2,500 will earn regular savings rate. Learn more about GIS here »
 
Click here to apply for your loan online 24 hours / 7 days a week.
Loan Annual Percentage Rates effective
August 1, 2017*
New Auto Rates
Term (months)
APR*
84 ($20,000 min)
4.70%
72 ($20,000 min)
3.00%
60
2.50%
Used Auto Rates
Vehicle Age Term (months) APR*
Under 10 Years Old
60
3.50%
Over 10 Years Old
48
8.50%
Other Loan Rates
Loan Term (months) APR*
New Motorcycle, RV, & Snowmobile
84 ($40,000 min)
4.70%
72 ($15,000 min)
4.70%
60
4.70%
Used Motorcycle, RV, & Snowmobile
60
5.50%
New & Used Miscellaneous Secured
60
5.50%
Personal Loans ($7500 max)
60
9.50%
Mini Loans ($500-2000)
(New money only)
3-12
8.25%
Share Secured
Dividend rate + 3.00%
Home Equity Loans
Home Equity Loan (Fixed)
80% Equity
No Closing Costs
60
4.00%
84
4.40%
120
4.75%
180
5.75%
Home Equity Line of Credit
80% Equity Max.
No Appraisal or Closing Costs
180 (Max.)

Prime + 0%

* APR = Annual Percentage Rate
Add .25% on all rates without direct deposit & automatic payment.
Home Equity Minimum Loan Amount is $20,000.
All rates subject to change.
Actual rate based upon your credit score.
 
Contact a Loan Representative for complete details.